Understanding Financial Statements
The Santa Clarita Valley Business Journal

Understanding Financial Statements

Small businesses — companies with less than 100 employees — account for 99.7% of U.S. businesses. Only 7-in-10 small businesses survive their first year, with nearly one-third of business owners citing cash flow problems as the catalyst forcing them to throw in the towel.

Think before you swipe
Santa Clarita Valley Business Journal

Think before you swipe

The decision of whether to use a debit card or a credit card can affect consumers’ credit ratings and make it easier or more difficult to manage one’s personal finances. This decision often depends on the situation and understanding how each of these cards works.

David W. Hegg: Making the most of Christmas
Senior Pastor David W. Hegg delivers a sermon about applying The Bible to one's daily life at a Speaking by Listening Conference at Grace Baptist Church in Santa Clarita. Nikolas Samuels/The Signal

David W. Hegg: Making the most of Christmas

I love Christmas. I love the lights, the songs, the story, and even – at times – the pace. But who among us hasn’t quietly thought it would be great…

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